Protect Your Online Banking Accounts
Undoubtedly, identity theft is on the rise. More and more people are losing their identities every year due to the crusades of a few criminals who manipulate technology to their advantage. However, does that mean you shouldn't use online banking at all in order to avoid becoming a victim?
By being knowledgeable about how to protect yourself while carry on your banking on the web you can shrink the chances of becoming a victim while still benefiting from the conveniences.
It is crucial to understand that banking institutions take every available attempt to keep the banking transactions of their customers safe and secure. However, it seems as though malefactors and thugs get more and more creative every year in order to get around those security efforts.
Just a few of the techniques they use include keystroke collection and phishing activities.
Phishing involves the use of fake emails and websites to collect sensitive data from individuals.These could include credit card numbers, passwords and bank account numbers.
With this sensitive data, malefactors then have access to your funds. So, it is crucial to be sure that the website you are entering sensitive data into or whoever you share such information with is offical, secure and legitimate.
Phishing e-mails can look quite legitimate as if they are indeed coming from your bank. Before replying such to an email it's a good idea to always contact your financial institution to verify they actually sent the email.
If they can't confirm it, don't answer and certainly do not share any personal information.
Other techniques you should use to protect yourself while banking online is to use passwords that are extremely secure.
The safest passwords should be at least six characters long and include numbers and letters and symbols.
Never repeat passwords and try not to use numbers and letters that may be easy to figure out. This would include numbers from important dates like anniversaries, birth dates or names of your ptes, kids, etc.
Be careful of checking account promotions and credit card promotions delivered by email that ask you to click on links to sign in.
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